Meet the Team!

You are in good hands with our processors, underwriters, closers, and customer care specialists. Besides keeping you informed every step of the way, we are known for excellent, professional communication with your attorney, CPA, or other divorce team members. We will happily explain loan terms and “mortgage vocabulary” to ensure you are prepared to meet the obligations of your new loan. And if you have questions after the loan closes, just give us a call. We are always here to help! We joke that once you do a loan for us, you are stuck with us!

We are divorce lending specialists with over 20 years of proven experience helping clients who are going through a divorce with their mortgage needs. We are experts in helping our clients navigate complex divorce situations especially when spousal buyouts and Owelty liens are involved. We are the go-to source that many attorneys come to with questions regarding how to structure the divorce decree to ensure that their clients can stay in their homes. The process of divorce lending ideally starts early enough to offer specific information that you and your attorney can use in your negotiations. Our goal is to put the client in control by providing a structured loan plan to the attorneys to utilize during mediation. We can also offer a plan to structure a payout of equity to the party not keeping the home. Our team of professionals understands the steps involved in a divorce… and a few of us have personal experience with divorce, as well. Going through divorce ourselves and experiencing the process firsthand. We are there to help the attorney during court when a mortgage question arises.

Jacqueline "Jax" Crider

Divorce Lending Specialist

NMLS # 943284

My passion has always been helping people since I was a little girl. While achieving my bachelor’s degree from Texas A&M, almost 20 years ago, I started working in mortgage and continued while pursuing my law degree also from Texas A&M. Mortgage gave me an opportunity to use my unique blend of skills and education to help people with something considered the most difficult financial transaction of their life. There is no greater joy than that!

Michael Backes

Divorce Lending Specialist

NMLS# 620907

Since I was young I wanted to be a Marine. My service to my country was the greatest joy in my life and when I was medically discharged, I wanted to put that passion and honor into still serving others. After my personal mortgage process went poorly, I decided my next way to serve was become an expert at mortgage. I have spent the last 17 years putting that honor and service into my work for my customers.

Patrick Beste

Divorce Lending Specialist

NMLS# 1082978

There’s nothing like the joy on people’s faces when they buy a home or save a bunch of money refinancing. Being a part of that process and knowing I had a hand in getting them there, is one of the most rewarding things in life.