EDUCATING & EMPOWERING DIVORCING HOMEOWNERS MAKE WELL INFORMED DECISIONS ​

JACQUELINE "JAX" CRIDER​ NMLS #943284​
DIVORCE LENDING MORTGAGE EXPERT​

WELCOME TO A FRESH START​

"A house is built with walls and beams; a home is built with love and dreams."​ - Ralph Waldo Emerson

GAIN EXPERT INSIGHT...

WITH COMPASSION AND UNDERSTANDING

With more than 20 years of mortgage and financial expertise, Jacqueline “Jax” Crider, J.D. helps women navigating divorce understand one of the biggest questions they face: What happens to my home and mortgage now?

Jax and her team specialize in divorce mortgage planning, home financing, and credit, helping clients understand their options before important decisions are finalized. With both mortgage expertise and a legal education, Jax can also collaborate with family law attorneys, financial experts, and real estate experts to help bring clarity to the marital home and the financial decisions surrounding it.

Divorce is overwhelming enough. Your mortgage options shouldn't be.

Hey, I'm Jax!

Your Marriage May Be Ending. Your Financial Future Is Just Beginning.

Divorce can make your home, mortgage, and finances suddenly feel overwhelming. Can I keep the house? Can I afford it? Will I qualify to refinance? Could I buy another home? Where do I even start?

I've experienced divorce firsthand, and after decades in financial services and mortgage lending—along with earning my law degree—I know how important it is to start asking these questions before your divorce is finalized.

Too often, a mortgage expert isn't brought into the conversation until after agreements have been made. In Texas, where unique home equity laws can add another layer of complexity, that can create problems that follow you well beyond the divorce itself.

My goal is different.

I help women understand their mortgage and housing options early, ask the questions they may not know to ask, and work alongside their attorney and other trusted experts to create a clearer path forward.

You don't need to have all the answers before we talk. A good expert will ask questions, clarify the details, and help you uncover the information needed to understand your options.

Whether you're hoping to keep your home, refinance, sell, or purchase something new, we'll start with where you are today—and help you understand what may be possible next.

Questions create options. Options create confidence. Preparation creates power.

Jacqueline "Jax" Crider, J.D.
Mortgage Expert | Divorce Lending Expert | Financial Educator

Jax holds a Juris Doctor degree but is not a licensed attorney and s not provide legal advice.

EXPLORE YOUR OPTIONS WITH CONFIDENCE:

Book a Free Consultation Today

Meet Our Team

Frequently Asked Questions

DISCUSS WITH JAX

EXPLORE YOUR OPTIONS WITH CONFIDENCE:

Book a FREE Consultation Today!

WELCOME TO A FRESH START​

For many couples, the marital home is more than their largest asset. It’s where life happened.

It may be where your children are growing up, the home you worked years to build, or the stability you desperately want to preserve while everything else is changing. For others, selling the home and starting fresh may feel like the freedom they need to move forward.

But deciding whether to keep the house, refinance, sell, or purchase a new home after divorce shouldn't be based on emotion alone.

Your equity, mortgage, income, credit, future affordability, children, location, and long-term goals can all affect what makes sense—and what is actually possible.

Jacqueline “Jax” Crider, J.D., helps you understand those options before important decisions are finalized.

Whether you're considering keeping the marital home or wondering where you'll live next, Jax and her team help bring clarity to the mortgage and housing side of divorce so you can make informed decisions about what comes next.

The goal isn't simply to keep the house. It's to create a housing plan that supports the life you're building next.

KEEPING YOUR HOME?​

There are 5 key considerations if you plan to keep your home after the divorce is final. One of the biggest is

NEED CREDIT HELP?​

Often, Financial problems are a factor in the breakdown of a marriage. These difficulties can lead to…

LEAVING YOUR HOME?

Whether you decide to sell your home or your spouse will retain it, when it’s all said and done, where will you live?

WHY USE JACQUELINE?​

Choosing the right mortgage provider is a very important decision. Especially in a divorce situation.

What others are saying about us

Christine P., Client

"I appreciate Jacqueline's work this past year. She was great throughout, an invaluable asset, always prepared, and made my quick closing smooth with zero surprises. She ensured care for my ex too with such kindness, which is a challenge. I will pass Jacqueline's name on to anyone needing her services."

Rusty S., Client

"I'm not great with words, but I want to share my experience with Jacqueline. Divorce is never fun and has its fair share of challenges, but Jacqueline answered all my questions, always responded quickly, completed everything timely, and helped me afterwards. I truly appreciated her so much during such a difficult time in my life."

Keith S., Client

"After wasting time with two other mortgage lenders who clearly didn't understand divorce, I was referred to Jacqueline and her team. She not only understood what she was doing, she and her team were so patient with me. Taking time to explain the process, never getting frustrated, and working through my lack of home buying knowledge. This was so refreshing after my prior two experiences!"

Get In Touch

Email: [email protected]​​

Address

Office:
9813 Thomas Jefferson Drive

McKinney, TX 75056

Assistance Hours

Monday – Friday 9:00am – 6:00pm

Saturday- Sunday– By Appointment Only

Phone Number:

469-373-3107​

9813 Thomas Jefferson Dr, McKinney, TX 75072, USA

Start Fresh.

WE'RE HERE TO ASSIST​ - REACH OUT FOR A COMPLIMENTARY CONSULTATION. ​

PBJ Mortgage NMLS # 2408499​

469-373-3107​

9813 Thomas Jefferson Dr.
McKinney, TX 75072

PBJ Mortgage Powered by My Community Mortgage NMLS #2408499 IS A RESIDENTIAL MORTGAGE LOAN COMPANY, 1340 POYDRAS ST, NEW ORLEANS, LA 70112
THE INTEREST RATE, APR, LOAN FEES IS BASED ON CREDIT SCORE, LOAN TO VALUE, LOAN AMOUNT, LOAN

TYPE AND OTHER FACTORS. NOT ALL CONSUMERS WILL QUALIFY. There is no cost to submit a loan request, get matched with lenders and receive conditional loan offers or quotes. You may review the conditional loan offers or quotes and talk to the lenders at no cost. Of course, the lender you choose may require a fee to process your formal loan application, appraisal, and/or credit report, but until you agree to pay the lender any fee(s), you may shop with PBJ Mortgage, LLC. at no cost.


Figure: 7 TAC §80.200(b)
IN TEXAS – CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 N. LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT
WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT
WWW.SML.TEXAS.GOV.



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