JACQUELINE CRIDER

NMLS #943284

DIVORCE LENDING MORTGAGE PROFESSIONAL

EDUCATING & EMPOWERING DIVORCING HOMEOWNERS MAKE WELL INFORMED DECISIONS

“Having experienced a divorce first hand, I know how incredibly frustrating and overwhelming the process can seem. So often people don’t think about speaking to a mortgage professional until after the divorce is done and that’s just so wrong!

Getting the mortgage professional involved early in the process can be the difference in moving on quickly vs. having the complications stretch out well beyond the finalization of the divorce.

What exactly do I mean? Here in Texas we have some weird home equity laws which can create some unique challenges when a divorce is involved and one party has to pay the other party their portion of the equity. Unfortunately all too often, the way the language appears on the divorce decree doesn’t properly clarify the situation, making it much more difficult to finalize getting a refinance accomplished.

My goal is to simplify this process, educate all parties, help a smooth refinance process, or even a purchase of a new home. Whatever can help settle down your home situation faster! That’s what I want.

Having a law degree myself makes me an invaluable asset as I will be able to easily communicate with your attorney to unsure all the professionals are working together to take the stress and pressure off you! I’d love the opportunity to talk to you about your options.”

-Jacqueline Crider, Mortgage Professional and Divorcing Lending Expert

If you have experienced a divorce in your life, you don’t have to let this be a setback. We provide people in this stressful situation with options for refinancing their current home or purchasing a new one. It is important to talk to us as early in the divorce process as possible. We may be able to help make this stressful time a little less stressful. It’s our lifeblood! Taking the stress off!

Frequent questions we are asked:

Can I buy a house on my own?
Can I refinance a buyout from my ex-spouse?
Can I use child support or alimony to qualify for a home loan?
Can I afford to keep my current house?
Can I get my name off the mortgage if my spouse keeps the house?

EXPLORE YOUR OPTIONS WITH CONFIDENCE:

Book a Free Consultation Today

WELCOME TO A FRESH START

"A house is built with walls and beams; a home is built with love and dreams."

~Ralph Waldo Emerson

The marital home is typically incredibly important for most couples, and represents their most valuable asset. It becomes one of, if not the most important thing in the divorce settlement.

For some people, the home is where their children are growing up, emphasizing the need to do their best to maintain stability and consistency. Others though, find it an incredibly painful reminder of the relationship’s end.

Whether it’s a sentimental attachment to your home, it’s conveniently located near your job, or in an excellent school district for your kids, numerous emotional, financial, and practical considerations come into play. JACQUELINE CRIDER is here to guide you through exploring your options regarding the your current home and determining your future residence following the finalization of your divorce.

GAIN EXPERT INSIGHT…

WITH COMPASSION AND UNDERSTANDING

With over twenty years of experience in the mortgage industry, Jacqueline Crider is a trusted professional who assists individuals going through divorce. Jacqueline and her team specialize in educating, empathizing, and empowering their clients on mortgage, real estate, and credit matters, especially pertaining to divorce. Jacqueline’s expertise extends to offering complimentary divorce planning consultations and supporting family law attorneys and financial advisors in navigating the crucial area of the marital residence.

TAKE ACTION NOW!

WE'RE HERE TO ASSIST

REACH OUT FOR A COMPLIMENTARY CONSULTATION.

DISCUSS WITH JACQUELINE:

REFERENCE DIVORCE REFINANCE OPTIONS
EXPLORE POST-DIVORCE HOME BUYING SOLUTIONS
EVALUATE CREDIT REVIEW & PROTECTION STRATEGIES
EXPLORE OWELTY LIEN REFINANCING
ACCESS DIVORCE ATTORNEY SUPPORT SERVICES
BENEFIT FROM COLLABORATIVE DIVORCE TRAINING
TAKE ADVANTAGE OF WHOLESALE MORTGAGE PRICING
AVAILABLE TO ADDRESS ATTORNEY GROUPS
EXPERT WITNESS TESTIMONY AVAILABLE

WHAT PEOPLE SAY

Carlos C., Client

"My divorce proceedings were didn't go exactly according to plan, and the specifics surrounding refinancing with an Owelty lien were complicated and really difficult to understand. I am so thankful that I was able to work with Jacqueline, who clarified the situation in a way I could understand, helped me work through challenges, and stayed on top of the whole process. Thanks to her team, my divorce concluded as smoothly as it could under the circumstances. I recommend Jacqueline's services to everyone I know!"

Keith H., Client

"After wasting time with two other mortgage lenders who clearly didn't understand divorce, I was referred to Jacqueline and her team. She not only understood what she was doing, she and her team were so patient with me. Taking time to explain the process, never getting frustrated, and working through my lack of home buying knowledge. This was so refreshing after my prior two experiences!"

Jamie Eagleson, Realtor

"Jacqueline understands the sensitive issues in divorces. She helps my clients make informed decisions about their homes, protects them financially, and assists with purchasing post-divorce. I won't use anyone else in this situation!"

Farhana Querishi, Famiy Law Attorney

"When real estate, mortgage, or credit issues arise in our cases, Jacqueline is our trusted expert. She has helped countless of my clients and always gives me great advice."

Ashley H., Client

"As a first-time homebuyer buying by myself, having Jacqueline's guidance was essential. I dealt with someone initially who messed up my loan and I almost lost my new beginning. Thanks to her and her team's help, I got my new start for me and my girls! "

Christine P., Client

"I appreciate Jacqueline's work this past year. She was great throughout, an invaluable asset, always prepared, and made my quick closing smooth with zero surprises. She ensured care for my ex too with such kindness, which is a challenge. I will pass Jacqueline's name on to anyone needing her services."

Rusty S., Client

"I'm not great with words, but I want to share my experience with Jacqueline. Divorce is never fun and has its fair share of challenges, but Jacqueline answered all my questions, always responded quickly, completed everything timely, and helped me afterwards. I truly appreciated her so much during such a difficult time in my life."

NAVIGATE THE ABUNDANCE OF CHOICES...

When it comes to the decisions surrounding your home and post-divorce living arrangements, they are undeniably among the most crucial choices you’ll make. Collaborating with an expert like Jacqueline Crider is in your best interest.

KEEPING YOUR HOME?

There are 5 key considerations if you plan to keep your home after the divorce is final. One of the biggest is

LEAVING YOUR HOME?

Whether you decide to sell your home or your spouse will retain it, when it’s all said and done, where will you live?

NEED CREDIT HELP?

Often, Financial problems are a factor in the breakdown of a marriage. These difficulties can lead to…

WHY USE JACQUELINE?

Choosing the right mortgage provider is a very important decision. Especially in a divorce situation.

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CONTACT

469-373-3107

[email protected]

OFFICE ADDRESS

PBJ Mortgage NMLS # 2408499

PBJ Mortgage IS A RESIDENTIAL MORTGAGE LOAN COMPANY, THE INTEREST RATE, APR, LOAN FEES IS BASED ON CREDIT SCORE, LOAN TO VALUE, LOAN AMOUNT, LOAN TYPE AND OTHER FACTORS. NOT ALL CONSUMERS WILL QUALIFY. There is no cost to submit a loan request, get matched with lenders and receive conditional loan offers or quotes. You may review the conditional loan offers or quotes and talk to the lenders at no cost. Of course, the lender you choose may require a fee to process your formal loan application, appraisal, and/or credit report, but until you agree to pay the lender any fee(s), you may shop with PBJ Mortgage, LLC. at no cost.

Figure: 7 TAC §80.200(b)

IN TEXAS – CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 N. LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.